September 2007
What You Need to Know When Considering Bankruptcy
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
For most people of course, bankruptcy is very much a last resort, to be considered only after all other debt consolidation and debt re...
Eliminate Debts Cheaply Through Secured Debt Consolidation Loans
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
If you think it is high time th...
August 2007
Chapter 7 Bankruptcy
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
Discharged Bankruptcy? These Steps Could Help
Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt.
If you have a discharged bankruptcy, here are three steps that could...
Government Debt Consolidation Loans
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Government debt consolidation loans are loans offered through various government programs to pay off multiple ...
July 2007
Credit After Bankruptcy
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
So you ran across some hard times. Maybe a loss of job, maybe sickness in the family. Or better yet, you were just foolish with yo...
Make Ends Meet With Adverse Credit Debt Consolidation
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
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There are many incarnations of the ad...
June 2007
Debt Consolidation: Second Mortgage Loan Advantages and Disadvantages
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Is Life After Bankruptcy That Bad?
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
Hawaii Bankruptcy Law $10.00 Astonishing Alternative
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
If you can set aside $10.00 and invest it into a proven program that can create financial freedom for you in 60 days would you consider it as an al...
May 2007
What happens when you File Bankruptcy?
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
One of the main purposes of bankruptcy legislation is to afford the opportunity to a person, who is ho...
Life after Bankruptcy - How to Restore Your Credit after a Bankruptcy and Obtain a Mortgage
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
It is unfortunate that many bankruptcy attorneys do not give their clients more direction with regard to restoring themselves after their bankruptc...
Instant Approval Bad Credit Credit Cards - 3 Ways to Improve Credit Rating
Tip! Visit Bad Credit Help for more resources and help with your credit.
Have bad credit? Bankruptcy? If so, you can get approved for a credit
card. Although having bad credit may make is impossible to obtain super
low rates when financing merchandis...
Bankruptcy Law: Some Important Facts
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
As applying for loans, credit cards and other forms of credit are easier to come by, so are the bankruptcy rates in the United Sta...
April 2007
The True Cost of Bad Credit
Tip! Here are some things that will help you to find the bad credit help that you need.
I am often asked the question; What does bad credit cost me?”
It is a hard question to answer because of the individual’s circumstances and the fact tha...
Home Equity Loans for People with Bad Credit - Reasons for Getting a Home Equity Loan
Tip! Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit. These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage ...
Auto Loan - How To Repair Your Bad Credit and Get Behind The Wheel Once Again
Tip! Because a bad credit auto loan carries more risk for the lender, it’s difficult to find one with ‘competitive’ interest rates. The best way to get a good interest rate - and begin repairing your bad credit is with a cosigned auto...
March 2007
Causes Of Bad Credit Reports
Tip! Visit Bad Credit Help for more resources and help with your credit.
The importance of a positive, error-free credit report should never be overlooked. This becomes all the more important when circumstances are such that it becomes imperative for y...
